I own a real estate company in Fort Lauderdale Florida. The market has been very tough for a lot of the real estate firms here as it has been in most parts of the country. We have been doing very well though. Before the sharp decline in home prices really took off, we made a commitment to become the local experts when it comes to short sales. Short sales occur when a homeowner in foreclosure owes more on the house than what it is worth, so the bank sells it for less than what is owed on it. The bank is the one that ends up taking the loss, and it is more common than most people might think.

It turns out that this was a pretty good model for our business to take. I have added a whole bunch of new agents which really doesn’t cost me anything more. However, I have had to hire a full time administrative assistant and two full time transaction coordinators which means I need to supply them with FL health insurance. Well I’m here to tell you that Florida small group health insurance isn’t cheap! I think at this point I have talked to every single Ft. Lauderdale health insurance agent over the course of the last couple of weeks. I have found a few companies that will give me the best prices, but it definitily is more than I had ever anticipated. Shop around folks!

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